Can I do anything to reduce legal expenses?

Once you have selected a lawyer, there are several steps you can follow to help your lawyer work for you and to keep the cost of legal services at a minimum.

advantages and disadvantages of a proposed action. For example, would court costs and legal fees be more

than the amount of money you would likely recover? Ask the lawyer about ways to resolve your case without

going to court.


HOW TO FIND A GOOD IMMIGRATIONS LAWYER

(A CANADIAN NON-LAWYER'S VIEW)

When considering HOW to find a good lawyer, first of all, it has to be clear in your mind what makes a lawyer be a GOOD lawyer. People are almost obsessed with the concept of "money-back guarantee" which obviously is an arrangement attracting many clients to a lawyer, however, it is neither a complete nor a necessary condition for a lawyer to be good. I emphasize this: the guarantee is definitely very nice and good for you, but it is far from the whole story.

I believe that what you really want is the success rather than a promise to be reimbursed if the application is unsuccessful. Even if you get the money back in the case of failure, you may still get hurt and lose a lot, at least

you can not get the Governmental Processing Fees back, and your chances of admission to Canada in the future may be prejudiced. Obviously, it is not in your favor to have a record of rejection by Immigration Officials, and you may have lost a good opportunity. If you want to reach your goal successfully, you must consider the reasons why some lawyers can provide you with better services which translate into a greater likelihood of success in your application while others can not under the same circumstances? What makes the difference?

I am not a lawyer, but I have been dealing with some lawyers and I have also researched this area quite carefully. I believe that the following three factors are crucial ingredients which make-up a good lawyer:

  1. the lawyer's REPUTATION AT PROCESSING POSTS ABROAD;
  2. the lawyer's EXPERIENCE AND PRACTICAL UNDERSTANDING OF THE IMMIGRATION POLICIES AND PROCESS; and
  3. the lawyer's SERVICES (including how much energy is put into your case).

It is crucial to choose a lawyer who has an excellent reputation at processing posts abroad. A recommendation at a processing post by a reputable lawyer will make an extra-ordinary difference to an application for permanent

residence in Canada. By contrast, applications filed by unqualified groups and individuals who have a terrible reputation at processing posts are probably treated even worse than an application which you could file on

your own!

Second, experience and practical understanding of Canadian immigration policies and process are also important aspects of a good lawyer. Just as you have your own field of specialty lawyers have the special field of their own.

A good lawyer understands that there are different immigration categories: family, refugee, independent and business, in which applications will go through different process under different criteria. There are, as my lawyer

told me, not only a plethora of unqualified groups and individuals who are through different process under different criteria. There are, as my lawyer told me, not only a plethora of unqualified groups and individuals who are there trying to "assist" independent PR applicants, but also many immigration lawyers are actually refugee lawyers who have decided to "dabble" in the field of independent and business immigration applications. They are, however, amateurs and do not possess the experience which will truly facilitate your immigration to Canada.

With respect to my third point, a lawyer's services are made up of various factors. Some of the factors will affect your success, such as how carefully your case will be prepared, the tactics used to protect you, the lawyer's

communication skills and relationships with the immigration officials, etc.; other factors do not influence to your success, but will affect your feelings and will therefore impact your relationship with the lawyer, such as how high the retainer fee is, money-back guarantee or not, how amiable and friendly

the lawyer is, etc.

The next matter I would like to address is HOW to find a good lawyer. I know that someone wouldn't be happy with what I am telling you here, but I believe that it would be good for you as a PR applicant who is looking for a good lawyer. A simple way to distinguish between lawyers and consultants is the following: If a lawyer, you will see the lawyer's firm name plus "associates" or "barristers and solicitors". If a consultant, you will see

at the end of the name the word "company" or "immigration service" or some other kind of name. Lawyers will always have "barrister and solicitor" under their names or the law firm's name. There are however some lawyers that operate as consultants for the purpose of immigration processing. These individuals set up a company and perform all immigration work through the company. There are many reasons why lawyers do this ... . Sometimes, because they do not want to abide by the rules of professional conduct and sometimes because they have been disbarred. However, there are some lawyers who operate as consultants exclusively for business reasons.

Generally speaking, a good lawyer should never promise you what he/she can not do. If you are told (directly) by a lawyer that he will guarantee that your PR application will be successful, he is definitely NOT a good lawyer, since the final decision is not make by the lawyer. In the early stage of your PR application, there are some factors which are uncertain, such as the medical examination results, the results of your security/background check, and how well you would behave yourself in the interview, etc. It is not logical for a lawyer to give you the (100%) success guarantee. A good lawyer more likely promise you by a certain distance from what he/she has in mind that he/she could do for you and approach your case more strategically and realistically since he/she is more concerned about the reputation. By contrast, a less effective lawyer likely promise you more than he can do since he will probably be more interested in making a profit from you.

A good lawyer spends more energy in dealing with immigration officials in order to insure that immigration officials appreciate the unique circumstances surrounding your application. I am just generally speaking

here and it is hard to be more specified.

Since the "Immigration #1" was posted weeks ago through the network, I received many messages to ask the name of my lawyer. On my understanding, the friends believe that I must have chosen a good lawyer for myself.

Yes, it is true. Why not! I think, however, there is difference between choosing a lawyer for myself and introduce the same to the public, since something I can accept based on my understanding, but the same you may not.

From the lawyer I am dealing with, I can get every good point mentioned above except one, no money-back guarantee. That was one reason why I once "shopped around" for a quite while (so that I may tell you now something maybe you don't know). I didn't retain the lawyer until I understood more about what

the guarantee really mean, and what are crucial for a good lawyer.

Even though I have every confidence that my lawyer and the lawyer's firm are excellent on all my understanding, I still fell not comfortable to introduce my lawyer to our public before I can give you more and give you better than I got. I am currently negotiating with my lawyer and suggesting the firm to provide services more favor to my follow Chinese graduate students. The suggestions include giving the money-back guarantee, I know that it would be good for you although it is not crucial, and some other benefits and convenience (I wish that I am not requesting too much for trying to have my colleagues and friends appreciate in their applications). If the guarantee can not be arranged, I am certain that there must be a good reason why it cannot be done given the fact that I trust the lawyer's goodness and integrity.

I will therefore keep you informed of the progress and see what we will have.

A list of specialized immigration consultants: There are many consultation services available through out the world. However, I am careful about this matter. I tend to ask to permission before I put any name & address into this page, unless they have put advertisement on a public news channel previously. I owe my gratitude to Mr. Richard Curled for his detailed review and constructive suggestions during the establishment of

this series of WWW pages.

----------------------------------------------------------------------

Richard Kurland, Lexbase@interlink.net Fax: (514) 847-1370

Vice-Chair, Canadian Bar Association, Quebec Region, Immigration Sec.

Vice-President, Quebec Immigration Lawyers Association

---------------------------------------------------------------------

csinger@cam.org | 4999 Ste Catherine West; Suite 301

COLIN R. SINGER & Associates | Montreal, QC, Canada H3Z 3T1

Barristers & Solicitors | Tel: (514) 487-2011

Canadian and Quebec Immigration Law | Fax: (514) 487-2385

---------------------------------------------------------------------

Sanwar Ali Managing Partner

BCL Immigration Services

E-mail: sanwar@bclimser.demon.co.uk

Tel: 0181 680 9621

----------------------------------------------------------------------

Dale M. Schwartz Past President: American Immigration Lawyers Assn.

Immigration Attorney Adjunct Professor of Immigration Law: Emory University School of Law

Atlanta, GA voice: (404) 885-3214 fax: (404) 885-3947

----------------------------------------------------------------------

Visa Seminars International/Hoppe Jackman Immigration law Group

196 Adelaide Street West, Suite 100

Toronto, Ontario M5H 1W7

Toll Free ( North America): 1-800-263-8472 Outside North America: 416-599-8500

Facsimile: 416-599-7318 e-mail: jryan@inforamp.net

----------------------------------------------------------------------

________________________________________

CAMPBELL COHEN SEIDMAN LEVEILLE

Attorneys, Barristers, and Solicitors

2 Pl. Alexis Nihon, Suite 1802

3500 de Maisonneuve West

Montreal, Quebec, Canada, H3Z 3C1

Tel.: (514) 937-9445; Fax: (514) 937-2618

E-Mail: dcohen@cam.org

----------------------------------------------------------------------

My name is Randi Emmott(Mrs.). I am a professional real estate sales representative based in Toronto, Ontario Canada. I specialize in helping people relocating/immigrating to Ontario. I have set up a team of professionals to assist in all aspects of relocation. This team includes the following disciplines:

* Immigration Consultant

* International Tax Consultant

* International Mover of Household Goods

* Reduced Rate Financing & Banking Services

* House Purchase Consultation/Services

My personal credentials include:

* 12 years in real estate sales

* Associate of Re/Max Real Estate (largest real estate organization

in Canada)

* Network of agents throughout Canada & USA who can provide information

& assistance for any major center in North America

* Registered Relocation Specialist (RRS)

* Certified International Property Specialist (CIPS) candidate

(1 of only 3 in Canada!)

* Member of FIABCI (International Real Estate Federation)

* Member of Canadian & US Employee Relocation Councils

I have access to extensive information on housing prices & trends, moving/closing costs, legal/inspection fees etc. I would be happy to assist anyone requiring any of this information, simply send me an e-mail at 72062.2546@compuserve.com

Sincerely....Randi Emmott

----------------------------------------------------------------------

MOORES & REYNOLDS

2 - 2021 Plains Road East

BURLINGTON ONTARIO L7R 4M3

Our full service law firm of three lawyers practices extensively in all fields of Canadian immigration law. More detailed information regarding the firm and the services we provide can be accessed through our Web site at http://www.io.org/~lawyers or if you have a specific inquiry, send it to us at lawyers@io.org


Notice

There used to be a list of helpful people. However unfortunately these kind people usually ended up being e-mail bombed. This is certainly not, I think, a fair way to reward them. I have received a mixed response from those victims of being helpful. I have temporarily removed the list. I will open a new question board on

which those questions serving general interest will be posted. If any one would kindly care to provide answer(s) to the question can e-mail me. I hope this will give every one happiness and peace ... well

except me.


'YOU AND YOUR DIVORCE LAWYER' (an essay from Down Under)

What is a Lawyer?

The word 'lawyer' is a generic description of people who practice the law.

In South Australia, a Legal Practitioner is entitled to practice having been admitted to

practice by the Supreme Court of South Australia. In order to practice in the Family

Court, it is also necessary for a legal practitioner to be enrolled on the Roll of Practitioners

of the High Court of Australia.

Virtually all lawyers in South Australia are admitted to practice both as a Barrister and

Solicitor.

The solicitor performs the traditional roles of seeing clients, advising and generally handling

all manner of legal matters.

Barristers are persons who choose to specialize by appearing exclusively in Court. They

make an election to practice in that way, and thereafter do not have clients of their own.

Rather they accept "briefs" from solicitors.

However there are some solicitors who practice both as a Solicitor and as a Barrister, and

accordingly will appear in Court on your behalf.

What to Look For?

The choice of a Divorce Lawyer is naturally a very personal one. For many it will be your

first encounter with a Lawyer, and comes at a time when you may be in a very emotional

state and may be under a high degree of stress. For that reason it is important to make the

right choice, bearing in mind that the relationship with your Lawyer can be one of some

duration, and often under trying circumstances.

In my experience, a great majority of my clients come to me by way of personal referral.

You may wish to discuss with friends and others who they used. You might also seek

advice from an Accountant, Doctor or Counselor.

Lawyers are now able to advertise themselves and their services and you may be able to

gain some assistance in this way.

The Law Society of South Australia maintains a list of practitioners who accept referrals

in the area of Family Law, and the Law Society will provide you with three or four choices

from that list.

Most lawyers will readily discuss costs with you. Do not be afraid to inquire about the

charges even in your first phone call to the lawyer's office. Many lawyers will quote you an

"hourly rate" which would give you some guide.

Many divorce lawyers are members of the "Family Law Section" of the Law Council of

Australia, which indicates that they have some interest in that area.

As yet there is no national accreditation for Family Law Specialists, although this is a matter

being looked into at the present time.


The Lawyers' Job

The primary function of a Lawyer is to provide advice to a client and to do so

efficiently and in a timely fashion.


I often say to clients that I believe that my major function when dealing with a matter on

behalf of a client is to give the client the "options" at any given point. As the client, you

wish to know the consequences of any given course of action and what the likely outcomes

for you will be. Therefore when conferring with your Divorce lawyer, bear in mind this

matter. It is often useful to ask yourself whether you are being given all of the options when

being advised by your Lawyer.

Ten Things to Do as the Client

As the relationship with your Lawyer develops, you should expect to see, in an experienced

Family Lawyer at least, a level of maturity and confidence which will (hopefully) impress

you. To help you along the way, the following points should be borne in mind.

1. Ask your lawyer what is possible and what is not. Ask the Lawyer "What are

my options?"

2. Listen to what your lawyer says to you, and do so in a critical way. If necessary

get the advice in writing . Even asking the Lawyer to scribble down on a piece of

paper a particular point, may help you when you return home and are thinking over

the advice. Some Lawyers have pro forma sheets and brochures available. It is

worthwhile asking.

3. As part of considering tactics and strategies, be sure to mention your own

ideas, even if you are dubious about doing so. It may be that you will alert your

Lawyer to some matter which had not been previously considered. Your Lawyer

should be open to your own ideas and to possible other approaches.

4. Your Lawyer should explain things to you in language you can understand. If

you are hearing a lot of jargon, ask for an explanation. Have a notepad ready. Jot

things down. When the Lawyer has finished, go back over your notes and ask for an

explanation. Better still, bring to your interview with your Lawyer, a series of

questions that you want answered. In that way you will not return home with only half

the answers. Ask the Lawyer, "What are my options?"

5. Remember you are paying the bill. You are entitled to expect "service". This

includes having things explained to you where necessary.

6. Ask your Lawyer to send you copies of all correspondence and documents as

they arrive or are sent out. If you feel matters are dragging on, say so.

7. If you cannot get a response from your Lawyer, it could indicate that he or she

is very busy at that time, or too busy to attend to your matter. Make an appointment

and express your concerns. No Lawyer likes to lose a client, but if pressed, might

admit that they have been too busy to attend to your matter properly.

8. Try to be less subjective. (This is really hard). If you have chosen well with your

Lawyer, you will be able to take advice confidently from him or her, and in

appropriate circumstances, your Lawyer may tell you something about your degree

of subjectivity.

This is not meant to be offensive, but is drawn from experience. Your own actions,

whilst they may seem reasonable to you in every instance, may in fact be seen by

others (especially the Court), as being selfish and self-centered. If you Lawyer tells

you to "behave", then at least listen to that advice before rejecting it.

9. Remember that your Lawyer is not a miracle worker. Despite all of the faith

that you have invested in your Lawyer, and no matter how much you may trust him or

her, and no matter how highly recommended he or she may be, not everything is

possible.

He or she will have other clients who are making similar demands upon his or her

time. Divorce Lawyers in particular are expected by their client to give individual

attention to the problems of all their clients and most will attempt to do this, within

reason.

10. Remember that the Family Court is human too. It is made up of the same

stuff as the rest of us. There can be ups and downs as your matter progresses

through the Court system. If you have an experienced and competent Lawyer, you

will be warned in advance of the pitfalls and of the possible outcomes which could

await you.


How to Choose and Use a Lawyer


The legal system can be intimidating--but it doesn't have to be. For all its formalities and

intricacies, our system of laws is there to protect every American citizen. Our system was

revolutionary when it began--now we take it for granted. But it's still about freedom,

protecting the individual, turning to a better way of settling disputes. We'd like to help you

better use the system. This article, produced by the Colorado Bar Association, will tell you:

When you need a lawyer, how to choose a lawyer, and details about fee arrangements,

alternatives to court and how to complain.

When do I need a lawyer?

If you answer "yes" to any of the following questions, you should consult a lawyer.

Have I tried to resolve this matter by speaking directly with "the other side" and

failed?

Am I being threatened with legal action by some individual or situation?

Do I need someone to champion my cause or speak for me?

Have I been served with papers (summons, warrant, subpoena)?

Does my opponent have a lawyer?

Is the outcome worth the cost of hiring a lawyer?

Am I involved in a transaction of importance to me (buying or selling a home, signing

a contract, starting a business, writing a will, etc.)?

How can I find a lawyer?

Keep in mind that it is important to find the right lawyer and it is in your best interest to shop

around.

Ask friends or relatives who have used a lawyer, someone in a field connected with

your case or co-workers for their recommendations.

Use a Lawyer Referral Service listed in the telephone book--they will try to give you

a referral to a lawyer in your community who does the kind of work you need.

Consult the Yellow Pages or go to the local library and consult a legal directory.

If you cannot afford a lawyer, call the Legal Services Office nearest you (listed in the

phone book). If you can't find the number, call the Colorado Bar Association at

(303) 860-1115 or (800) 332-6736.

Here is a list of things you should consider or ask in your first call or meeting with the

attorney.

Experience

How long have you been in practice?

Specialization

How many cases like this have you handled?

Have you been successful in them?

Fees

Do you charge for the initial consultation?

How much is your hourly rate?

What is this likely to cost me?

How do you charge?

Community Activities

How are you involved in the community?

Reputation

Have you had complaints about your past performance?

Communication Skills

Will you respond to my questions promptly and clearly?

Will you keep me informed about the progress in my case?

Will you consult with me about what I want done?

How long do you expect this to take?

What's your policy on returning phone calls? How soon?

What are my alternatives?

Prevention of legal problems is the best alternative and can save you time, money and

needless worry--and often, a lawyer can help you with this. If you do have problems that

appear to need legal solutions, there are alternatives to hiring an attorney and going to

court--you probably should examine these carefully.

Representing yourself and using self-help materials. It's legal for you to represent

yourself in court and handle your own legal matters, but judges and court personnel

aren't allowed to give you any legal advice as your case proceeds. It is important to

be aware of all court procedures, filing requirements and deadlines--you will be held

to the same standards as an attorney. You can ask procedural questions of the court

clerk. Libraries have copies of state and local laws. You can buy self-help packets

(for instance, on divorce) at many bookstores. Also: You can go to small claims

court for a civil matter that's under $5,000; your library may have a video on using

small claims court and getting your own divorce (these are available in Denver).

Using mediation services. Mediation is a process which helps people in conflict work

out a mutually acceptable agreement to disputed issues, with the aid of a trained

professional mediator. Find them through the Yellow Pages or ask a lawyer for a

referral.

Arbitration services. In arbitration, the parties agree to let an impartial arbitrator or

panel of arbitrators hear the evidence and decide the outcome of these disputes.

Look in the phone book or ask an attorney for names.

Neighborhood Justice Center. This is a program available in Denver and Colorado

Springs for resolving disputes among neighbors outside the court system.

How do lawyers set their fees?

Legal fees depend on several factors which include the amount of time spent on your

problem; the lawyer's ability, experience and reputation; novelty and difficulty of the case;

the results obtained; and costs involved. Other factors involved in legal fees include what the

lawyer pays in rent, utilities, for secretarial and paralegal help, office equipment, computers,

etc. The primary types of fee arrangements are:

Hourly Rates - The fee is based on the amount of time the lawyer spends.

Fixed Fee - This is a flat fee charged for a routine service such as an uncontested

divorce, a simple bankruptcy or a will.

Contingent Fee - The lawyer receives a percentage of any amount recovered on

behalf of the client, plus expenses.

Retainer - A client makes a "down payment" and future costs are billed against that

amount.

Costs in addition to the lawyer's time can include:

Filing Fees

Photocopying

Phone Calls

Paralegal's Time

Messengers

Serving Papers

Witness Fees

Computer-Related Costs

What should I expect when I hire a lawyer?

Vigorous and competent representation of your case.

Copies of all important documents.

A written fee agreement and detailed billing statements.

The whole truth, even it if hurts.

To be kept fully informed.

To be treated with respect.

A negotiated settlement if both sides can reach a fair agreement.

Agreement with your goals and an understanding of your objective.

No conflict of interest with the opposing side.

Timely return of phone calls.

What should my lawyer expect from me?

What should my lawyer expect from me?

To be completely honest about all facts in your case, whether or not they are

favorable to you.

To follow agreed-upon advice.

To ask questions when you don't understand; to speak up when you disagree.

That you be on time for appointments.

That you accept some responsibility, such as informing your attorney about new

developments, etc.

To be paid a reasonable fee promptly for the work performed.

Can I change attorneys?

Yes--you can do this simply by telling the attorney of your wishes. Giving notice is a matter

of courtesy and may be necessary so that if a lawsuit has been filed, the attorney may ask

the Court for permission to withdraw. You may still be obligated to pay for any services

which have been already performed on your behalf, and costs which have been incurred.

You are entitled to the return of your files, provided your attorney does not have a valid

attorney's lien.

What if I have a complaint against my lawyer?

Maybe your lawyer isn't returning your calls. Or perhaps you feel there are problems with

your case that your attorney isn't addressing. Sometimes a disagreement stems from a

simple misunderstanding--and the best way to handle this is to talk directly with your

attorney. If this approach fails, and you believe your attorney as acted improperly or

unethically, you do have recourse.

In Colorado, discipline of lawyers is handled by the Supreme Court Grievance Committee.

You can call them at (303) 893-8121 or write them at 600-17th Street, Suite 510S,

Denver, Colorado 80202-5435 and complete a form that they will send you, asking that

your complaint be investigated. This can lead to admonishment, private or public censure,

suspension, or even disbarment from the practice of law. If you file a request for

investigation, this would put you in an adversary position with your attorney and you would

want to hire another attorney.

If you disagree with your attorney about fees, you can write or call the Colorado Bar

Association and ask for help from the Legal Fee Arbitration Committee. If you and your

attorney both agree to do this, you can go before a committee who will hear your case and

make a binding judgment. The committee is composed of lawyers and non-lawyers.


How to pick a lawyer...

You're a growing company.

You never needed a lawyer before.

Now you do, and you don't know how to pick

one.

Here are some things to consider.

Fees

Explain your problem, and ask for an estimate.

Good lawyers won't hesitate to give you one.

Bad ones will mumble something like, "It's

impossible to say." Insist on a number, or

move on. Many lawyers will not charge for this

initial consultation. But, don't expect it. Fees

are a big source of conflict between lawyers

and clients. Ask the tough questions up front,

and avoid problems later.

Ask the lawyer to consider a "fixed" or "contingent" fee arrangement. A fixed fee is a

sum certain that gets paid no matter how much work is involved. A contingent fee is a

percentage of recovery, usually 33% (though that is negotiable), which only gets paid

if you win. Either way is a good way to fix your legal budget.

Never go with an hourly rate. If you do, make sure you "cap" the fee. In other words,

set a ceiling.

Watch out for "associates." Law firms use clients' money to train younger lawyers.

There is very little reason for using younger lawyers. Many clients refuse to pay

anything for lawyers other than the ones they hire. Sometimes, extra help is needed.

Just make sure there is a good explanation.

You're going to have to reimburse the lawyer for "costs." They used to be eaten as

overhead, but no more. Watch out for copy charges. Most lawyers make a profit on

copy charges. Do the copying yourself, at Kinkos, or some place of the like.

Experience

Ask if the lawyer has handled your problem before. Don't worry if

the answer is, "no." An honest answer is a good sign. It may mean

paying for the lawyer's education, though the good ones will write off

the training as a "loss leader." Get a list of the matters the lawyer has

handled.

Don't assume that a lawyer's experience is set by the time out of law

school. Real experience begins when a lawyer handles matters

without supervision. Some will tell you they handled a matter, only

when they assisted. Ask how many of those matters they handled on

their own.

Beware of lawyers who promise you a certain result. It's O.K. to ask

the lawyer for an opinion as to the probable outcome of the case,

though it may be reasonable not to get one until the lawyer knows more. Some

lawyers will tell you anything to get the case.

References

Always, always. Ask for references. Every lawyer should have a ready list of

references. If not, why would you want that lawyer? Check more than one.

Alternative Dispute Resolution

Sometimes, there are better ways to resolve a dispute than fighting about it.

However, you must recognize that "settling" a matter is not in the lawyer's best

financial interest. Discuss the lawyer's perspective on negotiation, mediation,

arbitration and settlement. If you can get a good deal without having to pay your

lawyer, Why not!


The legal market is changing.

And it's changing in your favor.

See if I practice what I preach.


If you have any questions, feel free to mail me:

dldalton@xmission.com

=========================================================================

You Can Do It: Handling Your Own Claim

by Joseph Matthews

Copyright © 1992 Nolo Press

This article originally appeared in the Winter 1992 issue of Nolo News and is adapted from

How To Win Your Personal Injury Claim by Joseph Matthews.

You may copy this article so long as you include this copyright notice.

Click here to learn about Related Nolo Products.

When you might need a lawyer

Long-Term or Permanently Disabling Injuries

Severe Injuries

Medical Malpractice

Toxic Exposure

When an Insurance Company Refuses to Pay

Side Bar -- What Kinds of Claims Can You Handle Yourself?

Despite what the insurance industry and lawyers would like you to think, settling an injury

claim with an insurance company is usually quite simple. Most claims involve no more than a

few short letters and phone calls with an insurance adjuster who has no legal training. You

don't need to know technical language or complex legal rules. Your right to be compensated

usually depends on nothing more than common sense ideas of who was careful and who

wasn't.

You can often best handle a claim yourself. You know better than anyone else -- insurance

adjuster or attorney -- how an accident happened. You were there, they weren't. And you

know what injuries you suffered and what your physical condition and other circumstances

have been since.

The amount of fair compensation in any given case does not come out of a crystal ball that

only lawyers and insurance companies know how to read. Rather, a number of simple

factors -- type of accident, injuries, medical costs--go into figuring how much any claim is

"worth." The amount an insurance company will be willing to pay usually falls into a fairly

narrow range, whether or not a lawyer handles your claim for you.

Except in serious or complicated cases, a lawyer can usually gain for you only an extra 10%

to 25%, if anything, above what you can obtain for yourself once you understand the

process. But the lawyer will also take 33% to 40% of your recovery as a fee -- and in

addition charge you for "costs" that seem to appear out of thin air and can quickly run into

hundreds of dollars. Subtract the lawyer's fees and costs from the extra amount of the

settlement a lawyer might get, and you'll see how you can actually do better on your own.

When you might need a lawyer

Sometimes, the skills of an experienced personal injury lawyer -- or at least the threat to an

insurance company that such a lawyer may present -- are worth the money you must pay

that lawyer to represent you. You may need a lawyer because of complex legal rules

involved in your claim, or because your injuries are quite serious and so the potential amount

of your compensation might vary greatly, or simply because an insurance company refuses

to settle the matter with you in good faith.

There are no hard and fast rules about whether or not you need to hire a lawyer. Much of

the decision has to do with how you feel things are going as you attempt to settle your claim

on your own. At some point, you may feel overwhelmed -- too much work, some obscure

legal rule the insurance company throws at you. Or you may be stonewalled by an insurance

adjuster who blusters that the company does not have to honor your claim at all or who

offers you only a piddling amount to settle it. In these situations, you may at least want to

consult an attorney for advice, and perhaps have him or her take over handling the claim.

A few types of injuries and accidents almost certainly require that you consult a lawyer.

Long-Term or Permanently Disabling Injuries

Some accidents result in injuries that significantly affect your physical capabilities or

appearance for a long time -- over six months -- or even permanently. Figuring out how

much such a serious injury is worth sometimes can be a difficult business and may require

some assistance from an experienced lawyer to get the most out of the claim.

Severe Injuries

The amount of your accident compensation is mostly determined by how severe your

injuries were. And the severity of your injuries is measured by the amount of your medical

bills, the type of your injury, and the length of time it takes for you to recover. Once the

amount of your potential compensation gets high, it may be worth the expense to have a

lawyer handle your claim and make sure you receive compensation at the highest end of the

range.

Medical Malpractice

If you have suffered an injury or illness due to careless, unprofessional, or incompetent

treatment at the hands of a doctor, nurse, hospital, clinic, laboratory, or other medical

provider, both the medical questions and the legal rules involved are complex. They almost

certainly require that you hire a lawyer experienced in medical malpractice cases.

Toxic Exposure

In the increasingly chemical world, we sometimes become ill because of exposure to

chemicals in the air, soil or water, in products, or in food. Claims based on such exposure

are difficult to prove, however, and often require complex scientific data. And because the

chemical and other industries have erected a huge wall to protect themselves from legal

exposure while they continue to expose us to potentially harmful chemicals, the required

evidence is very hard to come by. Get expert help.

When an Insurance Company Refuses to Pay

In some instances, regardless of the nature of your injury or the amount of your medical bills

and lost income, you will want to hire a lawyer because an insurance company or

government agency simply refuses to make any fair settlement offer at all. In these cases,

something -- what the lawyer can get minus the fee charged to get it -- is better than

nothing.


Side Bar -- What Kinds of Claims Can You Handle Yourself?

Automobile, cycle, or pedestrian accidents

Slip or trip and fall accidents

Home accidents

Accidents with defective products


About Related Nolo Products:

Get a complete description of How to Win Your Personal Injury Claim.

How To Resolve Your Consumer Complaint:

Self-Help or Class Action?

By Richard Alexander, Editor

Each year, millions of consumers experience problems with a product or service. There are

several strategies for resolving those complaints.

First contact the seller. If that does not work, contact a consumer complaint agency. If that

does not bring satisfaction, consider other options, such as arbitration or filing a lawsuit.

CONTACT THE SELLER

Whether your problem is a defective hair dryer or a leak in your newly installed roof, the

first step in resolving your problem is to contact the merchant who sold you the product or

service. Most consumer complaints are settled at this level.

But first be prepared.

Always make a record and document what went wrong with a letter, by taking photos or by

having your neighbor confirm that the ceiling under the new roof was leaking after the rain.

Save boxes, brochures, and other written materials that were provided by the seller or

contractor.

For a detailed list of considerations in cases of defective products, open the article on The

Consumer Law Page entitled Preparing the Defective Product Case.

Gather together all relevant documents, such as receipts, canceled checks, photographs,

credit card bills, warranties, contracts, brochures, package inserts or bills of sale. Think

about what you would accept as a reasonable resolution of your complaint. Do you want

your money back, or would a store credit suffice? Would you accept a replacement item?

Can the product be repaired? Think through your goal.

In approaching the seller, call first, indicate that you have a complaint, and ask to make an

appointment with the appropriate person, typically the store manager or customer service

representative. At that meeting, explain as briefly and accurately as possible both the nature

of the problem and what you want the merchant to do. Be firm, but polite, avoiding displays

of temper. (If it's not possible or practical to meet with the business, you can try calling or

writing.)

If this proves unsuccessful, take your complaint to the person on the next rung up the chain

of command. This may be the supervisor or manager, the store owner if the store is locally

owned, the corporate consumer complaint department, or even the president or CEO of the

company. You may also decide at this point to pursue your complaint through the

manufacturer, rather than through the merchant, particularly if your problem is covered by a

warranty.

At this stage, you should put your complaint in writing. Your one- to two-page letter should

be polite, well organized, and either typed or written legibly in ink. It should include:

your name, address, home and work phone numbers (and when you can generally be

reached at those numbers), and your account number, if appropriate;

a brief statement of the important facts concerning your purchase, including when and

where you made the purchase, and specific information about the item in question,

including make and model and serial number, if applicable;

if your compliant involves a service, a description of the service and the name of the

person who performed it;

a brief statement describing your problem with that product or service;

a description of what you have already done to try to resolve your complaint and the

response you received; and

what you want the merchant to do and a reasonable time period for a response.

You should include copies, not originals, of all documents related to your complaint, and

you should keep a copy of your letter for your files. Also, be sure to keep copies of any

correspondence you receive from the company, and keep dated notes on any telephone

conversations you may have regarding the complaint. This documentation could determine

your success or failure if you need to take your complaint further.

CONTACT A COMPLAINT AGENCY

In most cases, contacting the seller or manufacturer will produce a satisfactory resolution to

your complaint. When the merchant and manufacturer are not cooperative, however, you

can seek assistance from a government or non-profit complaint agency. Your phone

director or local library often lists these organizations. It is best to contact them individually,

instead of copying one letter to many agencies.

State, County, and City Consumer Protection Offices

In most states, there are agencies that can assist in resolving consumer complaints. These

agencies may be in independent state, county or city offices, the governor's office, the

county District Attorney's or City Attorney's office, or the Attorney General's office. It is

important to notify these governmental consumer protection offices of any complaints.

Consumer complaints that report abusive practices or indicate an on-going pattern of fraud

are often the basis of investigations and changes in the law.

Contact the agency first by phone, since most will want to mail you a complaint form to use

in filing your complaint. You will also need to provide copies, not originals, of relevant

documents, and you will need to describe what you have already done to resolve your

complaint. If your complaint involves a business in another state, you may be referred to a

consumer office in that state.

Better Business Bureaus

Better Business Bureaus (BBBs) are non-profit organizations, sponsored by local

businesses, that promote good relations between buyers and sellers. While BBBs have no

authority to force even their members to resolve complaints, most will at least contact the

merchant, and some offer more formal binding arbitration.

Most BBBs prefer that you call first, so that they can determine whether your complaint is

within their jurisdiction and, if so, mail you a complaint form. Once it has received your

completed form, the BBB generally will contact the company for its response and try to

negotiate a solution. If this effort does not resolve your problem, some BBBs will also offer

arbitration, in which both you and the merchant agree to let a neutral third party decide on a

fair resolution.

For more information about BBS, open the Resources Section of The Consumer Law

Page.

Consumer Action Hotlines

In some communities a television news program, radio talk show host, or newspaper

columnist will offer a hotline to help resolve consumer complaints. These services use the

leverage of media exposure to encourage stubborn businesses to respond.

Other Non-Profit Organizations

A variety of other non-profit organizations try to resolve consumer problems. They include

legal clinics associated with law schools and grassroots community organizations.

Federal Agencies

Most federal agencies do not handle individual consumer complaints. But it is important for

you to bring complaints to their attention so that they can take any appropriate legal or

regulatory actions to prevent future problems. Do not hesitate to report defective products

to the Consumer Product Safety Commission. Report defective automobiles to the

Department of Transportation's National Highway Traffic Safety Administration. For more

information about these agencies open the Resources Section of The Consumer Law Page.

Industry Trade Associations

Some industry trade associations offer assistance in resolving complaints pertaining to their

members. The assistance offered usually resembles the information mediation provided by

BBBs. Some of the better established services of this type include the Major Appliance

Consumer Action Panel (1-800-621-0477) and the Direct Marketing Association Mail

Order Action Line (written complaints only to Mail Order Action Line, 6 East 43rd Street,

New York, NY 10017).

Certain products and services are under the separate jurisdiction of specific state agencies.

Banking

Every state has a banking division which regulates state banks. Many will help consumers

resolve complaints involving state-chartered banks.

Insurance

Consumers with complaints involving insurance companies or agents can get assistance from

the state insurance division.

Investments

Every state has a securities division to regulate securities investments. If you have a

complaint about a broker, investment adviser, financial planner, or a specific investment

product, call your securities division for assistance.

Electric, Gas, or Telephone Company

In each state, the Public Utility Commission or Public Service Commission assists

consumers with complaints involving public utilities. In some states, these utility commissions

also regulate and handle consumer complaints against in-state moving, trucking, charter

buses, and airport shuttle vehicles. In addition, some states have Consumer Utility Boards

that will help consumers resolve their utility complaints.

Licensed Trades

Many states license certain trades, particularly building trades, such as general contractors,

carpenters, plumbers, and electricians. In some states, the departments which license these

trades will assist consumers to resolve their complaints about licenses.

New Car

Every state but South Dakota and Arkansas has a "lemon law" establishing procedures to

resolve complaints involving chronic car problems. These state laws specify the number of

days and repair attempts needed to qualify. Contact your state consumer protection agency

for information on the state's lemon law. Some states also have lemon laws covering used

cars.

Mail Order

Postal inspectors assist consumers in resolving mail order problems as well as with fraud

cases in which the mails are used in any way to advance the fraud. Contact the postal

inspector (not the Post Master), whom you will find listed under the Postal Service in the

U.S. Government listings or in the white pages of the phone book.

FILE A LAWSUIT

If all else fails, consider pursuing your complaint in court, either through small claims court

or, if the amount of money involved is large, through a civil lawsuit.

Small Claims Court

Located in nearly every county and city, small claims courts provide a relatively fast,

efficient, and inexpensive way to resolve consumer problems. Most accept claims up to

several thousand dollars and allow consumers to present their own case without the

assistance of an attorney. In fact, in some states lawyers are not permitted in small claims

court. Many of these courts and some consumer agencies make available written material

about the small claims process and how to prepare for it.

When your case is called, you will have a chance to explain your problem to a judge in the

presence of the subjects of your complaint. After hearing both sides of the case, and

reviewing any written evidence provided, the judge will make a decision. Be aware that

collecting small claims court awards may be difficult and include additional costs. Consult

the court or your consumer agency about how best to ensure payment.

Finding the "Right" Lawyer for a Civil Suit

If your claim exceeds the small claims court limit, consider pursuing it through a civil suit.

For such a suit, you will need a lawyer.

To find a lawyer, you can ask friends or any professionals you know for recommendations.

If you have a low income, you may be able to get help from the legal aid or legal services

office. Also, check to see if your employment benefits include a group legal services plan.

Finding the "right" lawyer for your case will be a significant challenge and it will take time.

Your goal is to find someone who has experience representing consumers in cases involving

commercial fraud or defective products. A lawyer experienced in consumer litigation will

have immediate answers to your questions, will not postpone providing advice, will not

promise to "think about it," and will not have to conduct any research before making

recommendations. In short, the lawyer you want will be an expert.

First, plan to devote 16 to 24 hours finding the right lawyer. This is a difficult task. Stay with

it. Avoid most county bar referral programs which may or may not be manned by the "right"

person. Despite advertising, most lawyers live behind letterheads that tell consumers

absolutely nothing about what they do and their areas of specialty.

The World Wide Web is becoming an excellent sources of information for consumers who

need lawyers with special skills. Check the law lists on the World Wide Web. These lists

are growing daily. You need URL capability through Mosaic or Netscape both of which are

freely available. One of the best is The Seamless Web. Also see, Yahoo at Stanford, Einet,

P-Law and West's Law Directory.

Check out the home page of The Alexander Law Firm.

Look for a lawyer with the same dedication, commitment, experience and record of success

in the types of case that you have that is shown there. Dedicated lawyers who are fiercely

proud of their record of success can be found across the country, but you have to search

them out. Take the time to find the "right" lawyer and you will not regret the effort that it

takes.

In addition, America Online's Court TV provides a database of lawyers and if your local

newspaper is online, a search of that database can provide information about lawyers with

special background and experience.

Be creative. Start with a trip to the local county law library. Find out if the state bar

organization in your state has a section or group of attorneys who deal with your issue.

Local and state bar association have groups or sections of lawyers interested in special

areas of the law. Once you identify a section that meets your needs, call the section chair

directly and ask for referrals. Most states require lawyers to attend Continuing Legal

Education courses. Lawyers in charge of these programs are excellent sources of referrals.

Open Martindale-Hubbell at the county law library to find specialists. This is a national

rating guide and many lawyers provide detailed information about their practices, articles,

and teaching experience.

Local bar presidents and the presiding judges of your general trial court are also good

sources to identify a group of practitioners with a specialty in your problem.

Skilled trial lawyers are listed by the American Trial Lawyers Association in its membership

list. The section on sustaining members contains prominent trial lawyers who can also be a

good source for referrals to specialists. Skilled lawyers know the "right" lawyers in their

community with special skills. Call your State or local Trial Lawyers organization or

Consumer Attorneys Association for referrals.

The National Board of Trial Advocates in Boston [617.720.2032] can refer you to a

certified civil trial advocate in your location and the National Association of Consumer

Advocates [617.723.1239] is another good referral source.

Once you start developing a list, call and ask for an appointment concerning a "new matter."

Expect to be screen by a member of the attorneys staff. This is common. It is extremely

helpful to prepare a one page typed summary of the relevant information concerning your

case. Offer to fax it to the paralegal assistant screening your call and at the same time ask to

be mailed a copy of the law firm's brochure describing its services and the lawyer's

professional resume.

Important Information to Provide Prospective Lawyers

Provide prospective lawyers with copies of your complaint letters. If you have not done that

type up a brief report of the events involving your case, make it one or two pages long, so

that when you meet with the lawyer there is something for him/her to review. Your one page

summary should provide the following information.

Your First Name

Your Last Name

Number Street

Apt.

City, State Zip Code

email

day phone

night phone

fax

Many times lawyers are contacted by someone other than the person in need of help, such

as a parent on behalf of a child, or wife on behalf of a husband. Provide the following

information on behalf of person who needs assistance.

The following information is for [describe relationship]

First Name

Last Name

Age

Occupation

For how long?

Current or last employer

City and state where last employed

Highest grade completed

Schools/College attended

Degrees

Year degree granted

Special training or experience in:

Describe in 25 words or less why you need a lawyer. The following are examples from

actual cases.

Consumer fraud examples ABC Company is defrauding consumers who buy its light bulbs;

my contact lens company sells three different lenses which can be worn for different periods

at different prices, but they are all the same product.

Small business examples: I have a franchise with XYZ Corporation and other franchisees

are getting preferential treatment; RST Company took a down payment for a franchise and

never returned my money.

Toxic chemical examples: I worked with strong chemicals for years and was just diagnosed

with leukemia; the EPA just told us that our home is built on a toxic waste disposal site.

Defective product examples: My mini-van has been recalled three times and still overheats;

The important point is to provide a brief overview of the type of problem you need

resolved.

State the date you were injured or when you first learned that you had been damaged?

How did you learn you were injured? Many times actual knowledge of injury does not

occur until well after a wrongful act occurs.

Describe the damage or injury that you have suffered.

Where did it happen?

Who caused the harm?

Full address of wrongdoer

What additional information do you believe the lawyer should have to help you?

What is your goal? Explain here what you hope to achieve by working with a lawyer on this

issue.

State if you are interested in serving as a representative in a class action.

Contingency Fee Contracts

Search for a lawyer who will take your case on a "contingent fee" basis, where the lawyer is

paid a percentage of your recovery if you win and no fee if you lose. Also, consumer laws in

some states allow for recovery of "reasonable attorney's fees."

If you have a claim that makes economic sense and one that will provide a lump sum

recovery, hire a lawyer who will work on a contingency and who will advance costs without

recourse. In many states a lawyer can only promise to advance the costs of prosecuting a

suit. In California, an attorney can lawfully agree that in the event there is no recovery, the

client owes nothing for fees or costs, but that is not true under the Rules of Professional

Conduct in most states.

Keep in mind that lawyers, like other professionals, have office overhead that must be paid

for staff salaries and all the other usual costs of running a business. The percentages charged

by most lawyers are not set by law and are subject to negotiation. There has been much

public discussion about attorneys fees instigated by the insurance industry and major

manufacturers who are working to deny consumers the right to hire lawyers under a

contingency fee or percentage contract. That fact alone should confirm what a valuable right

Americans have under this type of fee arrangement. Nearly no one else in the U.S. agrees to

provide services and pay for the cost of a project only if they are successful and the client

controls whether or not to give approval to the final result. This is a distinguishing aspect of

American law and its support of consumers and individuals.

Historically, under a net fee contract case costs would be repaid to the lawyer off the top,

and then the net recovery would be shared 33/66 or 40/60. Because of recent court

decisions, many lawyers now are offering a fixed percentage to cover both fees and costs,

usually 33% to settle before filing suit and 40% after filing. These agreements provide the

client with a guaranteed percentage in those cases where the expense of preparing a case

are high and encourage lawyers to spend efficiently. Contingency contracts where the

attorney requires a 45% fee off the top and requires the client to reimburse costs out of the

client's portion of the recovery are an indication that the case may have more negatives than

positives.

Whatever you do, always have a written fee agreement and do not sign it unless it is in clear

English that you can understand.

This is all the more important when you are hiring a lawyer on an hourly or fixed fee basis.

Reputable lawyers prepare an agreement that spells out what he/she is to do and what your

obligations are as well. Do not sign it unless you understand it and it contains terms that you

consider fair.

In evaluating lawyers, only hire a lawyer who agrees to "work" with you. Do not expect the

lawyer to initiate contacts with you. Playing telephone tag is for amateurs. Real lawyers are

extremely busy and they do not sit by the telephone to take calls. The type of lawyer you

will want will be spending time in court, in depositions, meetings with other lawyers and

clients, traveling a good deal, and responding to motions set by my opponents. To keep

open communication with your lawyer, set meetings in the office or by telephone with the

attorney's assistant. Understand that most active lawyers do not control their calendar and

your conference may be continued from time to time. Be flexible and ready to reschedule.

The key is to regularly meet, make sure your case has not fallen through the cracks, that you

are confident all the work is getting done, and that you understand what is developing.

Lastly, if you cannot locate an attorney to take your case on a contingency basis, you might

try paying an attorney for one hour for a consultation to discuss the potential merits of your

case. If your case really has no merit (and many of do not), you are better off not dwelling

on the subject because the focus of your frustration will shift from the wrongdoer to the

attorney who told you did not have a case.

Free Consultations are Available

Many lawyers offer initial consultations, typically for half an hour, either for free or for a

small fee. Such a consultation does not commit you to using the lawyer or taking your case

to court. During that consultation, you should ask the lawyer about his or her experience

bringing similar cases. You should present the facts of your case, and ask for an estimate of

your chances of success. You will also need to find out how the lawyer charges and what

the expected cost for your case would be.

Class Actions are Powerful Tools to Correct Misconduct

Be sure to ask whether your case qualifies as a class action, a powerful legal tool which can

be used by one person to remedy wrongs committed against many consumers. Class

actions provide individuals having claims that are inefficient to prosecute separately to be

joined together providing there are common issues shared with others and the person filing

the action as a class representative is willing to represent the interests of all persons similarly

situated.

If you agree to serve as a class representative you will be representing the interests of all

members of your class in litigation to recover money damages for the class. In short, you

will be representing the rights of everyone who has been similarly injured because you have

claims which are typical of those of the class, and thus involve common issues of law or fact.

You are required by law to consider the interests of the class just as you would consider

your own interests and you will participate actively in the lawsuit, such as by testifying at

deposition and trial, and answering written interrogatories, and by keeping generally aware

of the status and progress of the lawsuit.

A class action gives you effective power to force a defendant to deal with everyone fairly.

Any resolution of the class claims is subject to court approval and must be designed in the

best interests of the class as a whole. Your main obligation is to provide your lawyers and

the court with all relevant facts of which you are aware.

As a class representative you volunteer to represent many other people with similar claims

and damages, because you believe that it is important that everyone benefits from this

lawsuit equally, that a class lawsuit will save time, money, and effort, and thus will benefit all

parties, and the court, and that the class action is an important tool to assure compliance

with the law and honest practices.

FOR MORE INFORMATION

The Consumer's Resource Handbook includes a directory of government, non-profit, and

corporate consumer complaint assistance contacts. Single copies of the Handbook can be

ordered, free of charge, by writing to Handbook, Consumer Information Center, Pueblo,

Colorado 81009. See the Resources Section of The Consumer Law Page to directly

access this service.

The Lemon Book: Auto Rights For New And Used Cars, by Ralph Nader and Clarence

Ditlow, provides a step-by-step guide to pursuing automobile complaints. It can be ordered

for $15.95 from the Center for Auto Safety, 2001 S Street, N.W., Washington, D.C.

20009.

Portions of the information in this brochure were provided by the Consumer Federation of

America (CFA) and the National Association of Consumer Agency Administrators

(NACAA). CFA is a federation of 240 non-profit organizations and represents the

consumer interest through advocacy and education. NACAA's 150 members in city,

county, state and federal consumer protection offices enforce consumer laws and promote

awareness of consumers' rights. Both are excellent sources of advice and information. CFA

can be reached at 202.387.6121 and NACCA at 202.347.7395. Any errors are those of

the author.

For more information on the rights of consumers, consult the Resource Section of The

Consumer Law Page.

About the Editor

San Jose attorney Richard Alexander, a National Honor Scholar at The Law School,

University of Chicago, was first certified as a civil trial advocate by the National Board of

Trial Advocacy in 1980, is specially recognized as a Trial Lawyer by Consumer Attorneys

of California, is a former member of the Board of Governors of The State Bar of California,

currently serves as Vice President of Consumer Attorneys of California and is a founding

member of the National Association of Consumer Advocates. The Alexander Law Firm

specializes in negligence, toxic chemical, defective product, mass accident, environmental

and fraud cases for individuals and small businesses. The firm holds Martindale-Hubbell's

highest rating for legal ability and adherence to ethical values and is recognized in the List of

Preeminent Law Firms in the United States.

"The Consumer Law Page" is a trademark of The Alexander Law Firm. RICHARD ALEXANDER

THE ALEXANDER LAW FIRM

55 S. Market Street, Suite 1080

San Jose, California 95113

  1. 289-1776; Fax 287-1776; TTY 286-1776; Email access@alexanderlaw.com

1300 Mercantile Library Building, 414 Walnut Street

Cincinnati, OH 45202

(513) 723-1776; Fax 421-1776

Copyright 1995, THE ALEXANDER LAW FIRM


CUES TO LOOK FOR WHEN SELECTING A JURY

by Michele E. Hagan, Esq. is a practicing trial attorney in San Diego. She is the founder and

president of TRIAL READY, a trial skills consulting firm.

The jury selection, or voir dire process, has changed. Have you adjusted? What do you

know about your jury?

Are jurors answers enough? Are you paying attention to juror cues? Cue into the jury to

help you select a fair and impartial jury.

Since Proposition 115, restrictions on time, content, number of questions, and even the

opportunity to question jurors, has made it difficult for an attorney to evaluate jurors.

Some rely on jury profiles. Others just wing it. Attorneys are struggling to gain more

information on jurors. All too frequently, the jurors' answers have been of little value. Under

these circumstances, what other skills can you use?

You may be overlooking a valuable asset: your ability to read people. Watching jurors and

searching for cues is one way you can gather additional information. It is a skill that you use

everyday. Think about your first meeting with a client, a witness or opposing counsel. You

are constantly sizing up people as potential clients or witnesses. You need to be an astute

observer of human behavior. You can train yourself to pay attention to how people are

acting. You can learn from their nonverbal cues. Selecting a jury should not be any

different?

What are the cues? When the jurors first enter the courtroom, look at each juror. What is

your first impression of the juror? Are there any cues in their demeanor, facial expressions

or body language? What are the jurors holding in their hands? Are they holding books,

magazines, calendars, briefcases? Which books or magazines do they read? Any clues?

If you are allowed to question the jury, pay attention to how the juror responds to you.

What type of rapport do you have with the juror? Do you have eye contact? Do they look

at you when they are talking? Do they answer immediately or hesitate? Does their facial

expressions change or contradict their words? Do they answer the question asked? Do they

talk too much? Do they ask YOU questions? What words do they use? What tone do they

use? Does their tone match their words? When opposing counsel or the judge questions the

jurors, pay attention. Does anything change? tone? body language? posture? facial

expressions?

Be aware of group dynamics. During your questioning, ask the other jurors if they agree or

disagree with what the juror said. How do the jurors get along? Use your peripheral vision

to keep an eye on all potential jurors during questioning. Watch how the other jurors react

to the juror being questioned or to their answers. Are they listening? asleep? day dreaming?

Or reading a book? Does their body language change? Do they look at the juror?

Pay attention to each juror during the breaks. What is the juror doing? Where did they go?

Sitting alone? Glued to the phone? Consumed with their appointment calendar? Reading a

book down the hall? Talking to other jurors? Which ones? Who is sitting with whom? What

will happen to the pair or group if you bump one of them? Are they late or early returning

from breaks? Who holds the courtroom door? Who gets into the jury box first and last?

Who is talking to the bailiff or clerk? Who smiles at you or says "good morning"?

Selecting a jury is not easy.

Why not increase your ability to pick the right jury by paying attention to the jurors cues. It

is a skill that can be developed and practiced everyday. Failing to pay attention to these

cues and relying solely on what a juror says is naive and can be fatal. Their answers alone

only give you part of the picture. The type of jury you pick does impact your verdict. CUE

INTO YOUR JURORS!



THOUGHTS OF A MAJOR LAWSUIT KEEPING YOU UP AT NIGHT?

Here's How to Sleep Better

by G. Edward Arledge, chair of Luce, Forward, Hamilton & Scripps' Business Practice Group in San Diego. His practice emphasizes securities law, acquisitions and divestitures, corporate governance, emerging business and high-tech companies. He can be contacted at (619) 236-1414.

Unless a small business is very careful (some might even say lucky), it can expect to face a major lawsuit some time during its first five years of business. And the more successful the business, the greater the likelihood of being sued.

Small business should pay particular attention to the following areas of their business which are "litigation sensitive."

Relationships with Investors

One of the worst things that can happen to a company is to have a minority shareholder

who is unhappy with how the company is being run and have no way to force him to sell his

shares back to the company at a fair price. This situation can foster a devastating lawsuit by

an unhappy investor. A shareholder agreement or a partner buy-out agreement can avoid

this problem and give the company the right to buy-out an investor. Without an investor

buy-out agreement, there is virtually no way to eliminate an unhappy investor at a fair price.

Raising Money

Observe the securities laws scrupulously when raising money. Failure to do so will invariably

result in an investor obtaining the upper hand if and when the investor sues the company.

The only way to have a good understanding of securities laws that apply to money-raising

efforts is to consult a legal advisor prior to soliciting money from everyone -- including

friends and relatives.

Trade Names

One of the worst shocks a small business can receive is a lawsuit or the threat of a suit

alleging that the company should stop using its name. Do your homework to ensure that you

have the right to use the name of your business.

Simply filing a fictitious name statement or incorporating the business does not give you the

unquestioned right to use a name. A trademark search is the only way to be sure a particular

name is available. These searches and the legal review associated with them generally cost

less than $1,000.

After the search, consult your legal advisor to determine whether or not you should attempt

to register the name with the U.S. Patent and Trademark Office. Loss of name identification

and costs associated with it can ruin a small business.

Employee Relations

Without a doubt, employee-related litigation is the most prevalent type of litigation faced by

small businesses.

Every small business should have a definitive employee handbook that contains all essential

employee issues, such as the employer's right to terminate employees, maternity-leave

rights, confidentiality, sick leave, vacation, sexual harassment, etc. The owner and each

manager should be intimately familiar with the rights of employees in these areas.

Even when a business has only a few employees, management must understand all

employee rights. If you comply with the handbook and the rules regarding employees' rights,

employees should be discouraged from suing you, or you should have the upper hand if they

do. Consult your legal adviser before terminating any employees.

Selling and Buying Products

Whenever you sell or purchase products, use comprehensive purchase-order forms tailored

to your business. These purchase orders should be carefully reviewed and drafted by your

legal advisor to ensure that they provide the maximum protection in the event of litigation.

Standard purchase and sale contracts should be used only with great caution. The only thing

standard about any "standard" document or agreement is that it is probably designed to take

advantage of you in a very standard manner.

Each business is unique. Few, if any, "standard" forms or agreements ever provide the same

protection s one tailored to fit a particular business.

Purchase orders for buying are as important as those for selling. Many items can be

included in the purchase or sale orders that will substantially improve the chances of success

if a business must pursue a claim in court to collect for products sold or must defend against

such a claim. Simply having a good purchase order can often discourage a lawsuit from

being filed. Typical provisions that would be covered are:

Warranties -- What kind of warranties are you giving? The law implies certain

warranties on the sale of all products unless they are disclaimed in a particular

manner.

Attorneys Fees -- Under California law you generally are not entitled to attorneys

fees when you collect a debt unless they have been agreed to in writing.

Risk of Loss -- Who suffers the loss if the goods are destroyed or lost during

shipment?

Payment -- What are terms of payments, late charges, etc.?

Be Reasonable About Litigation

Litigation exists primarily for the purpose of collecting money or protecting a business -- not

to prove principles. Small businesses exist solely for the purpose of making a profit, not for

the purpose of defending a principle or setting things straight. Never become involved in

litigation because of the principle of the matter.

Settle a dispute and go on with your business. In addition to the hard dollar cost of litigation,

it's time consuming and likely to have a disruptive effect on your business. The other party

could choose to go over your records with a fine-tooth comb or tie up your employees in

endless hours of depositions. Although these costs are not tangible, they can have a

devastating effect on a small business.

Lawsuits Best Avoided

As a general rule, it is in a business' best interest to avoid litigation or reach a quick

settlement if sued. There are always two sides to every story and, if you file a lawsuit, the

person you sue will probably file a lawsuit against you. Be cautious of anyone who says

your business will be a clear winner in a lawsuit without any risk of loss; have your case

evaluated by a second source.

It is very easy to file a lawsuit. The complaint is fairly inexpensive to prepare, and the filing

fee is only a couple of hundred dollars. However, once the lawsuit is filed, it's virtually

impossible to get rid of without the other side's consent or without exposing yourself to

serious liability.

Should you find yourself faced with the prospect of litigation, carefully explore the

alternatives of arbitration or mediation; these alternatives are often faster and cheaper and

provide less exposure for the business. And, if you do find yourself involved in litigation,

whether it be as the plaintiff or the defendants, good luck -- you're in for the experience of a

lifetime!